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Property renovation in Yambol and Veliko Ternovo: Logistical support and practical advice for foreign home owners renovating rural houses, restoring village properties, or upgrading holiday homes in central and south eastern Bulgaria. General information for foreigners relocating or moving to Bulgaria, expats living in rural areas, or those buying second homes or investing in land and real estate in the Bulgarian countryside or provincial capitals of Jambol and Veliko Tarnovo. |    | Español   | Sitemap 
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€ 15000 YAMBOL - ELHOVO Ruralhouse
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€ 13500 YAMBOL - ELHOVO Ruralhouse
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£ 9800 YAMBOL - ELHOVO Ruralhouse
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€/m2 1300 BANSKO Newbuild
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£ 10500 YAMBOL - ELHOVO Ruralhouse
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£ 13000 YAMBOL - ELHOVO Ruralhouse
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SMALLHOLDINGS IN BULGARIA, AN ALTERNATIVE ANSWER TO THE RECESSION

With no end in sight to the current financial turmoil that is gripping Europe, and has led to mass redundancies and job insecurity, falling household incomes, etc….. and will inevitably be compounded by reductions in government spending, increases in taxes and higher inflation, the expectations of many people to be able to maintain an adequate standard of living are been compromised.
The down-turn the British and European economies are experiencing, will no doubt at some point come to an end, but the question is when; and what will the monetary, and more importantly, human cost be (in terms of well-being, quality of life, and happiness) until a period of renewed growth is achieved.
Admittedly, the suggestion of sitting out the recession, on a smallholding in Bulgaria, might sound like a somewhat outlandish proposition, but for those prepared to put aside their preconceptions, and (be it temporarily) surrender a few of the "perks" of modern urban living, this can be a viable and effective antidote for the socio-economic hardships we are presently experiencing.
Avoiding the usual "run-down" of virtues and benefits of country living, here are a few arguments in favor of renting or buying a smallholding in Bulgaria,… and making the move to a more affordable and self-reliant way of life.
The cost of living in BG is the lowest in the EU. The Bulgarian countryside is an extremely cheap place to move to, especially for those with foreign incomes (pensions, savings, rental returns from a property back at home, etc), allowing them to live considerably better here, than they would in their home countries, or other parts of Europe.
Taking on a smallholding in Bulgaria does not involve embarking on a remote and isolated existence on the eastern fringes of Europe, nor does it have to be a permanent arrangement.
The Bulgarian countryside has, over the past decade, seen the arrival of significant numbers of foreign residents and rural holiday-home owners. Small expat communities already exist throughout the southeast and central Bulgaria, and they are doing the same things their counterparts the world over do (regular get-togethers at bars and restaurants, social and sporting events, running small businesses, and so on), plus they enjoy most of the benefits of the twenty-first century: internet, satellite TV, foreign supermarket chains, frequent flights to and from any of the five international airport that service this part of the world, etc.
Many holiday-home owners are keen to let their properties, and start generating an income from something that up until now has been viewed as an investment, and a once-a-year vacation retreat. Renting a smallholding in Bulgaria is an excellent way to get a feel for the place, and try out this alternative form of living, without having to "burn one’s bridges".
Those who would like to buy a Bulgarian smallholding, can think in terms of 10.000-15.000 Euros for a two story house, together with outbuildings, and a 1/4-1/2 acre of fertile land, plus an additional outlay of 10.000 Euros for an adequate renovation (DIY’ers can reduce these costs even further).
Rural communities in Bulgaria (and most of Eastern Europe, for that matter) have maintained more traditional, self-reliant and sustainable ways of supporting themselves. Having endured the collapse of the communism system, and a financial meltdown in the nineties, they seem to have a head start on the rest of us when it comes to adapting to, and successfully coping with adversity. The recession has had little impact on the lives of those managing smallholdings in Bulgaria, as their exposure to the goings-on in the wider economy is limited.
Rural Bulgarians stock their larders and freezers with wholesome, GM-free and organically produced food: they grow and preserve their own fruit and vegetables, rear their own animals, enjoy home-make yogurt and cheese, brew their own wine and spirits, grow their own tobacco, hunt and fish in the surrounding countryside, use cheap and locally available fire-wood to heat their houses during the winter months, …cooperate and barter among themselves for other goods and services they might need…. pay insignificant taxes and utility bills…., and more importantly find plenty of time to enjoy life.
For those seriously considering this alternative, but might at the same time be questioning their abilities to be able to successfully deal with and live-off a smallholding, think again, you do not have to have a lot of money to start, and it’s not rocket science (there are plenty publications, layman-guides, and on-line sources covering sustainability and self-sufficiency; so a degree in agricultural engineering is not prerequisite). In fact all you really need is enthusiasm, and a few helpful neighbours.
And, for those that would prefer to avoid altogether the less glamorous aspects of farming (digging, weeding, and mucking out the stables, and so on) you can always, for a modest salary, employ one of the locals to manage your smallholding for you,… it will still be infinitely cheaper and more gratifying than purchasing "the necessities of life" form a conventional outlet.


What for many in the west is viewed as a desirable, but somewhat idealistic shift to a more affordable and sustainable life style………..is a reality in the Bulgarian countryside. Many of us have already made this move, and found it to be stress free, and a truly rewarding experience.


RURAL PLOTS AND LAND

Land in Bulgaria, not unlike anywhere else in the world, is subject to government and local authority regulations.
As a general rule, when it falls within the town or village boundaries, land is considered to be "regulated" or (v regulatzia) and can be built on. If it is positioned beyond the outer limits of the community it is normally classed as agricultural land or (zemedelska zemia) where the construction of dwellings is in most cases not allowed (though procedures for re-zoning do exist, and building permits can be forthcoming especially when a plot is close to a built-up area).



The options available for those considering buying a plot of land in Bulgaria and subsequently building a home on it are diverse, and a range from conventionally constructed houses or bungalows, prefabricated houses www.richhouse.eu, log cabins www.paskulevi.com, www.tes-bg.com, ...to adobe, straw-bale and other forms of bio-edification which are favored by the eco-warrior community, or the more environmentally friendly expats. www.amazonails.org.uk , www.hotnitsa.com
The purchase of land also allows for the most inexpensive form of holiday home, the caravan. A second hand, German or British made caravan can be picked up in the many used-car dealerships that have recently sprung up on the outskirts of most provincial capitals; and the electricity and water mains connection (and/or well) that most plots have, plus the construction of a small septic tank, make this a feasible and very affordable choice.
Building a home in Bulgaria involves, like everywhere else, getting permission to do so. In order to get the go-ahead, first it must be "regulated", this obviously will have been checked by a competent lawyer before the plot was purchased. The plans of the projected dwelling should be presented to the authorities in the form of blue prints drafted out by an architect or engineer. These might have been chosen from the large selection of traditional and contemporary house designs most architects offer, or prepared from the personal ideas that the plot owner might have in mind.
The actual construction of the house will entail a topographical survey of the land, ensuring that water and electricity connections are functioning (for obvious reasons i.e. mixing cement, cutting re-bars, etc), and contracting the services of a local building company; alternatively some expats choose to build their own home as it is fun, and like many things in life, more satisfying results are obtained when you do them yourself.
The structural integrity of the dwelling will be inspected by the relevant department at the town hall (obshtina), when the skeleton is completed, and will issue what is known as act 14 (akt chetirinadeset), which permits those building to proceed with the completion of the house. When this is achieved, it will be again visited by the "komisia", who all been well, will grant act 16 (Akt shesnadeset), which allows the owners to move in.



From a purely speculative perspective, carefully chosen plots of regulated land (1000-3000 m3), in prime locations, allow investors to build up a portfolio of quality properties, with a relatively small outlaw of capital, (in most cases they can be picked up for a few thousand Euros); and they are relatively hassle-free (pay your taxes, and maybe build a fence to avoid potential encroachments).
Many good plots can be found on the peripheries of the communities, which generally implies lower prices, as well as better views of the surrounding landscapes, making them potentially appealing to future buyers who might be looking for a decent spot on which to construct a house.
In other cases, especially in the more popular towns and villages, the houses in the best locations, often will have already have been bought-up, and in many cases renovated, by foreign buyers.
The neighboring plots, favorably positioned and now (or soon to be) next to more attractive housing inevitably will increase in value, as they will be desired by those who want to partake of these more sought after settings, as well as to those who want to, let’s say, preserve for themselves their privileged domain.
Alternatively, plots of land in the vicinity of recreational areas, such as villa zones, popular fishing spots, projected golf courses, the beach, and so on, have a tendency to go up in price over the years, for obvious reasons, and have the advantage of attracting the interest of both foreign and Bulgarian buyers.
In addition to land in the countryside, urban plots in and around larger towns and cities are also worthy of consideration, and are attractive for a variety of reasons. As Bulgaria follows the socio-economic development patterns of western countries, both demographic (rural to urban migration), and in terms of standards of living (higher incomes, the desire for foreign goods, convenience shopping, better quality housing, etc). Many businesses are expanding into the smaller Bulgarian cities, and is resulting in shopping malls, DIY and supermarket chains, service stations, car dealerships, industrial/warehouse zones, etc appearing in locations that only a few years ago where fields or waste land on the outskirts of these communities.
This type of property also seems to be off the radar screens of most main stream foreign property buyers (there appears to be little or no "glamour" involved in buying real estate close to the soviet style blocks of eastern European provincial capitals), and consequently western buyers are generally not competing with other foreigners (as is the case of the ski resorts, coastal areas and major cities); and prices remain at more rational levels.
A logical and safe strategy for those considering investing in urban land will be to buy in the path of progress, along the main roads at the entrance of the cities, ring roads, or plots in the more desirable parts of town, where new housing or offices might be constructed.